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Even with Halloween looming on the horizon, the prospect of so many newly licensed Illinois teen drivers getting behind steering wheels is undoubtedly the most frightening thing about fall. The new school year is in full swing, and with the abundance of social and extracurricular activities taking place all over town, not to mention the need to get to and from campus, inexperienced teen drivers have every excuse to get on the road.
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The law of large numbers is a statistical concept that relates to probability. It is one of the factors insurance companies use to determine their rates.
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You may consider yourself well versed when it comes to the ins and outs of business insurance in Illinois, especially if you own a business in Illinois. But just how accurate and in-depth is your knowledge? In the spirit of fall, which is back to school time, take this quiz to test your awareness of business insurance myths and truths.
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Summer in Illinois is prime time for home improvement projects. Whether you're repainting your home's exterior, replacing the roof, adding on, or constructing a new patio, a home improvement project can not only beautify your home and add to its overall comfort, but also significantly increase its value. Don't undermine your considerable efforts by failing to consider your insurance & the insurance of those working for you!
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Times have changed substantially since the dog-eat-dog days of fire marks-distinctive plaques fashioned of lead or copper that home and business owners displayed on their property to indicate that it was insured against a fire. In the 18th and 19th centuries, fire insurance providers gave these plaques to policyholders who paid in advance for their protection. If a home or business caught fire, the fire insurance provider (who also ran the fire brigade!) would look for that all-important fire mark before going to the trouble of putting out the flames. If there was no fire mark to be found, they would turn around and leave, letting the building burn.
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Earth Day is April 22, 2012. It's a time for those of us in Illinois to celebrate the miraculous beauty of our precious planet and all its offerings, as well as to make changes to our own habits and lives that will help to preserve the earth for many generations to come. Making such changes will not only benefit the planet; they will benefit you, and all of its present and future inhabitants.
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Do you consider yourself one of those people to whom nothing is shocking? Have you seen and heard it all? Do you merely roll your eyes, unsurprised and unimpressed, at the quirks and foibles of your fellow humans?
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It's the place where we seek rest and respite from the demands of the workday and the outside world. It's where we spend quality time with friends and family. It's where we cook, eat, sleep, shower, and sit by the fire. It's home, and it really is sweet.
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Times have changed, and Illinois insurance options have followed suit. Today, most of us rely heavily on technology to keep both our businesses and our personal lives running smoothly. We store enormous amounts of valuable information on computers - everything from that data required to keep a business in operation to scans of precious family photographs. But technology is never flawless. Though it usually makes life easier, it's also subject to glitches and breakage, as well as vulnerable to viruses, hackers, and theft. Here are just a few examples of stressful situations that illustrate the importance - and the vulnerability - of the technology on which we so heavily rely:
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Is there anything quite so pleasant as coming home to a warm and cozy house on a cold winter's day? Home isn't just where the heart is; in the winter, it's also where the hearth is.
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